"OTD" as in out the door is supposed to be the total price you pay INCLUDING tax, freight, dealer prep and DMV fees, etc. If financed, the OTD price should include the TOTAL of what you will pay for the bike, including all finance charges and interest.
Best OTD deals are always ones where you pay in "cash", without financing. You also have more leverage to negotiate the price of the bike downward as well.
I have come to terms with the possibility of dying while riding, life has a 100% death rate. I would rather live having fun and end up dead in a motorcycle crash than never do anything fun because it's dangerous and I might get killed. No one makes it out alive anyway. - From a friend on another forum, used with his permission.